This page helps you compare used low insurance cars under £5,000 from UK trade sellers. At this budget, condition and maintenance history matter more than badge alone, so check MOT history, tyres, brakes, warning lights and whether the car has been priced realistically.
3,620 live matches UK trade sellers Updated from live stock
Cheapest match
£1,295
Useful starting point, but check condition and history first.
Average price
£3,392
Based on the current matching dealer stock.
Lowest mileage
25,000 mi
Low mileage is helpful, but service history still matters.
20 Suzuki Alto SZ3 - 2009 (59 plate) £3,295 From £77.14 per month Fantastic First Car, Low Mileage, Low Insurance Group!!!! Mileage: 46,734 Colour: WHITE Transmission: Manual Fuel Type: Petrol Body Style: HATCHBACK First Reg Date: 23/9/2009 Please call today to book an appointment. EXTENDED WARRANTY AVAILABLE - PART EXCHANGE - AA HISTORY CHECK - FINANCE AVAILABLE - AA DEALER PROMISEFantastic First Car, Low Mileage, Low Insurance Group!!!!
Renault Scenic DYNAMIQUE TOMTOM VVT - 2013 (62 plate) PETROL 1.6 LOW INSURANCE 15 View details Mileage: 73,474 Fuel Type: Petrol Transmission: Manual Body Style: MPV MPG: 38 Urban Engine Size: 1,598 Road Tax £325.00 First Reg Date: 7/1/2013 Colour: SILVER Price: £2,749 12 MONTHS MOT ++LAST SERVICE 15/012/2025++ DELIVERY AVAILBE ++ FINANCE AVAILBLE ++ THIS VEHICLE VERY WELL CARED FOR EXTERIOR CONDITION AND THE INTERIOR RESEMBLES A MUCH LOWER MILEAGE ++FULL HPI CLEAR ++ LOW INSURANCE AND LOW TAX BAND ++ MONTHS... View More View details Add to Garage Remove
Promo ! Citroen Ds3 View Detail Discover this exceptional 2012 Citroen DS3 VTi DStyle, boasting remarkably low mileage for its age, having covered just 46,000 miles. This stylish hatchback is powered by a responsive 1.6 litre petrol engine and comes equipped with essential Air Conditioning to ensure your comfort on every journey. Its DStyle trim level offers a well appointed interior, making it a practical and appealing choice for everyday driving.This particular DS3 stands out with its very low mileage, indicating it has been used sparingly and well cared for, setting it apart from many other vehicles of its kind. Furthermore, its placement in a low insurance group is a significant advantage, suggesting that running costs will be more affordable. This combination of low mileage, desirable trim, and economical insurance makes this Citroen DS3 VTi DStyle a compelling proposition. 4695 46000 2012 Citreon DS3 Promo ! Citroen Ds3 View Detail Transmission: Automatic 2012 Automatic Price : £4,695.00 4,695.00 Price : £4,695.00 4,695.00
Fiat Panda 1.1 Active Hatchback 5dr Petrol Manual (132 g/km, 54 bhp) 21 Photos Fiat Panda 1.1 Active Hatchback 5dr Petrol Manual (132 g/km, 54 bhp) FSH+LOWMILE+LOWTAX&INSURANCE £1,440 2007 (56) reg Petrol Manual 65,000 miles MOT 27/04/2027, 4 KEYS, Excellent Condition Throughout, Drives Perfect, Hpi Clear, Free Warranty, Warranted LOW Mileage, Full Vosa Mileage History, Drive Away Insurance Can Be Arranged, Any Trials And... View vehicle advert 202604091420693 2007 56 £1,440 144 65,000 Cars FIAT Panda JRVMZnC5AJI= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
Peugeot 207 1.4 Active Euro 5 5dr 24 Photos Peugeot 207 1.4 Active Euro 5 5dr CMPG 44.8 LOW INSURANCE £4,495 2012 (12) reg Petrol Manual 25,000 miles 6 MONTHS MOTORING ORGANIZATION WARRANTY UK COVER LOW RATE FINANCE AVAILABLE ALL MAJOR CREDIT AND DEBIT CARDS ACCEPTED HPI CLEAR CMPG 44.8 LOW INSURANCE GROUP AIR CON REMOTE CENTRAL LOCKING 2 REMOTE KEYS EW EDM ABS CD PAS TINTED WINDOWS... View vehicle advert 202604031281631 2012 12 £4,495 450 25,000 Cars PEUGEOT 207 sdy1tGJxRNY= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
Renault Clio 1.2 16V Expression + Euro 5 5dr 15 Photos Renault Clio 1.2 16V Expression + Euro 5 5dr LOW INSURANCE GROUPING £3,995 2013 (63) reg Petrol Manual 56,000 miles LOW MILEAGE AND IN GREAT CONDITION BOTH INSIDE AND OUT , AIR CONDITIONING , ECONOMICAL HATCHBACK AVERAGING 51.4 MPG COMBINED , LOW INSURANCE GROUPING , IDEAL FOR NEW OR YOUNG DRIVER , 12 MONTHS MOT AND 3 MONTHS WARRANTY, Red, 4 owners... Compare View vehicle advert 202604091408664 2013 63 £3,995 400 56,000 Cars RENAULT Clio nU3m6t0mazM= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
Fiat Punto Evo 1.2 My Life Euro 5 (s/s) 3dr 27 Photos Fiat Punto Evo 1.2 My Life Euro 5 (s/s) 3dr CMPG 54.3 LOW INSURANCE £3,495 2011 (61) reg Petrol Manual 42,000 miles 6 MONTHS MOTORING ORGANIZATION WARRANTY UK COVER LOW RATE FINANCE AVAILABLE ALL MAJOR CREDIT AND DEBIT CARDS ACCEPTED HPI CLEAR CMPG 54.3 LOW INSURANCE GROUP AIR CON REMOTE CENTRAL LOCKING 2 REMOTE KEYS EW EDM ABS CD PAS TINTED WINDOWS... View vehicle advert 202512178673571 2011 61 £3,495 350 42,000 Cars FIAT Punto Evo ErkXq+lDcIk= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
Volkswagen Polo 1.2 S 3dr 17 Photos Volkswagen Polo 1.2 S 3dr Low insurance|New MOT £1,295 2005 (55) reg Petrol Manual 153,000 miles Here we have for sale this Volkswagen Polo S, This vehicle boasts a part service history, meaning it has been maintained a good standard., It comes with air con, low insurance, 47 mpg., This vehicle i... Compare View vehicle advert 202603040386780 2005 55 £1,295 130 153,000 Cars VOLKSWAGEN Polo x/cVZPs5YWw= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
Vauxhall Astra 1.4i 16v Club 5dr 23 Photos Vauxhall Astra 1.4i 16v Club 5dr LOW INSURANCE GROUP £1,295 2007 (57) reg Petrol Manual 152,328 miles This 2007 Vauxhall Astra i Club offers a sensible choice for everyday driving. Powered by a reliable 1.4 litre petrol engine, this model is known for its affordability, falling into a low insurance gr... View vehicle advert 202603020343171 2007 57 £1,295 130 152,328 Cars VAUXHALL Astra EesJxCOK8vQ= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
Ford KA 1.2 Edge Euro 4 3dr 16 Photos Ford KA 1.2 Edge Euro 4 3dr Low insurance £1,799 2010 (60) reg Petrol Manual 105,000 miles Always popular ford Ka nice spec ideal first car with low tax and insurance comes with 12 months MOT 3months warranty On mechanical and electrical parts and labour there is a mistake on mot milage hi... View vehicle advert 202604211727608 2010 60 £1,799 180 105,000 Cars FORD Ka KyMnlQH/aWg= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
FORD
2016 FOCUS 1.0T ECOBOOST 87000 WARRANTED VOSA MILES 3 OWNERS FROM NEW SERVICE HISTORY...
Location: Caernarfon
£4,950 £20 2016 FORD FOCUS 1.0T ECOBOOST 87000 WARRANTED VOSA MILES 3 OWNERS FROM NEW SERVICE HISTORY FULLY SERVICED @ 87K NEW CAMBELT KIT REPLACED @ 87K HPI CLEAR VERY ECONOMICAL LOW EMISSIONS LOW INSURANCE GROUP £20 EXCELLENT CONDITION SOLD WITH 12 MONTH MOT 3 MONTH PARTS & LABOUR WARRANTY View Car Details
7 7 Sep 2013 Audi A3 1.6 TDI Sport 3dr Full MOT - Sat Nav - Low Tax - Low Insurance £3,750 150,000 miles manual diesel hatchback 1.6 l 3 Door £136.65 More Details
Vauxhall Corsa SE Ideal first car with low tax runs really nice with fantastic service history-immaculate inside and out-Heated Seats!! - 2014 (14 plate) Vauxhall Corsa SE 2014 38640 miles Petrol manual 1.2 cc low insurance-Heated Seats-Heated Steering Wheel-Good Service History-Great First Car!! 17 View details Mileage: 38,640 Fuel Type: Petrol Transmission: Manual Body Style: HATCHBACK MPG: 51 Urban Engine Size: 1,229 Road Tax £165.00 First Reg Date: 30/6/2014 Colour: BLUE Price: £4,999 We present to you this low mileage low insurance gem in a fantastic pristine condition one of best example of this popular car for round the town and best choice ideal car for first time drivers very reliable and immaculate inside and out . Alloys... View More View details Add to Garage Remove
Volkswagen Polo MATCH-Ideal first car with low tax runs really nice with service history-Low insurance-NEW TIMING CHAIN JUNE 2025!! - 2012 (12 plate) VW Polo 1.2 Litre MATCH - Perfect Little VW Polo-Low Mileage-Great First Car-Low Insurance-Great Service History-New Timing Chain Done 2025-Reverse parking sensors!! 21 View details Mileage: 79,562 Fuel Type: Petrol Transmission: Manual Body Style: HATCHBACK MPG: 51 Urban Engine Size: 1,198 Road Tax £165.00 First Reg Date: 24/3/2012 Colour: RED Price: £4,499 VW Polo 1.2Litre MATCH - Perfect Little VW Polo - Fantastic Condition Throughout - Good Service History - Great MPG 51+-reverse parking sensors-Ideal First Car - Cheap to Run. A lovely Polo taken in part exchange from a friend of the family, very... View More View details Add to Garage Remove
KIA Venga 1.4 1 MPV 5dr Petrol Manual Euro 5 (89 bhp) 1 Photo KIA Venga 1.4 1 MPV 5dr Petrol Manual Euro 5 (89 bhp) FSH+AC+LOWTAX&INSURANCE+VGC+CD £3,440 2011 (11) reg Petrol Manual 49,000 miles MOT 15/02/2027, 2 KEYS, Excellent Condition Throughout, Drives Perfect, Hpi Clear, Free Warranty, Warranted LOW Mileage, Full Vosa Mileage History, Drive Away Insurance Can Be Arranged, Any Trials An... View vehicle advert 202605032092922 2011 11 £3,440 344 49,000 Cars KIA Venga REBpiHNqifo= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
Ford Ka 1.2 Edge Hatchback 3dr Petrol Manual Euro 5 (s/s) (69 ps) Low insurance, Low Road fund licence!!! 2013 68,000 miles 1.2 ltr Manual Petrol £3,495 £70.49 Apply for Finance View Details
Vauxhall Corsa 1.2i Sting Euro 6 3dr 23 Photos Vauxhall Corsa 1.2i Sting Euro 6 3dr BLUETOOTH | LOW INSURANCE £4,495 2015 (65) reg Petrol Manual 62,075 miles 9 SERVICE RECORDS | BLUETOOTH | CRUISE CONTROL | USB INPUT | ELECTRIC MIRRORS | 16” ALLOY WHEELS | ISOFIX | LOW INSURANCE | ELECTRIC FRONT WINDOWS | LAST SERVICED ON 01/09/2025 AT 54,856 MILES | All our cars are HPI checked. 12 MONTHS ... View vehicle advert 202602270268052 2015 65 £4,495 450 62,075 Cars VAUXHALL Corsa fsJLyjk15A4= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
Low mileage petrol ulez cam belt done 20 View details Mileage: 49,000 Fuel Type: Petrol Transmission: Manual Body Style: HATCHBACK MPG: 53 Urban Engine Size: 1,086 Road Tax £170.00 First Reg Date: 1/3/2008 Colour: SILVER Price: £1,995 KIA PICANTO 3 low insurance group petrol ulez car with only 49500 miles being a 3 it comes with remote central locking alloy wheels electric windows x 4 electric mirrors aircon cd player very good spec car drives really well very cheap to run low... View More View details Add to Garage Remove
FORD
2018 FOCUS 1.0T TITANIUM 104000 WARRANTED VOSA MILES 2 OWNERS FROM NEW LAST OWNER...
Location: Caernarfon
£4,650 £20 2018/67 FORD FOCUS 1.0T TITANIUM 104000 WARRANTED VOSA MILES 2 OWNERS FROM NEW LAST OWNER SINCE 2019! SERVICE HISTORY 6 STAMPS IN THE SERVICE BOOK FULLY SERVICED @ 104K CAMBELT KIT REPLACED @ 104K 2 ORIGINAL KEYS HPI CLEAR LOW EMISSIONS ONLY 105 C02 £20 LOW INSURANCE GROUP EXCELLENT CONDITION SOLD WITH 12 MONTH MOT NO ADVISORIES 3 MONTH PARTS & LABOUR WARRANTY ZERO DEPOSIT FINANCE AVAILABLE View Car Details
FORD
2013 KA 1.2 ZETEC EURO 5 S S 3DR 76 PHOTOS FORD KA 1.2...
Mileage: 82,000 miFuel: petrolTransmission: manualLocation: Ash Green
Ford KA 1.2 Zetec Euro 5 (s/s) 3dr 76 Photos Ford KA 1.2 Zetec Euro 5 (s/s) 3dr LONG MOT - LOW INSURANCE GROUP £2,499 2013 (13) reg Petrol Manual 82,000 miles LONG MOT - LOW INSURANCE GROUP (MAKING THIS THE IDEAL 1ST CAR), TWO NEW WISHBONES AND NEW STRUT TOPS FITTED, LOADS OF EXTRAS ON THIS CAR, TEST DRIVES WELCOMED, , **BY APPOINTMENT ONLY - PLEASE CALL 07931 252210 TO ARRANGE A VIEWING**, ... View vehicle advert 202409234345039 2013 13 £2,499 250 82,000 Cars FORD Ka 2ctTxFGx3Gw= Representative example Type Duration of agreement First payment monthly payments Final payment On the road price Customer deposit Total amount of credit Acceptance fee Option to purchase fee Total amount payable Representative APR Rate of interest (fixed) Annual mileage
16 Jun 2014 Fiat Panda 1.2 Pop 5dr LOW MILES, WARRANTY INCLUDED, JUST PASSED MOT, LOW INSURANCE 65,000 miles manual petrol hatchback 1.2 l 5 Door £3,250 £65.65 More Details
23 Fiat 500 500 1.2 Sport - 2009 (59 plate) £2,784 Low Mileage FSH Inc Cambelt Mileage: 64,250 Colour: Grey Transmission: Manual Fuel Type: Petrol Body Style: Hatchback First Reg Date: 30/9/2009 Great 1st car low insurance.We are delighted to offer this low mileage Fiat 500. It comes with fantastic service history including a cambelt replacement in 2021. The vehicle comes with 12 months MOT, service and 3 months warranty. It has great... View More
Fiat 500 STREET - 2012 (62 plate) 12 MONTHS MOT 3 MONTHS WARRANTY 8 View details Mileage: 69,451 Fuel Type: Petrol Transmission: Manual Body Style: HATCHBACK MPG: 58 Urban Engine Size: 1,242 Road Tax £35.00 First Reg Date: 14/12/2012 Colour: WHITE Price: £2,990 THIS VEHICLE VERY WELL cared FOR EXTERIOR CONDITION AND THE INTERIOR RESEMBLES A MUCH LOWER MILEAGE ++FULL HPI CLEAR ++ LOW INSURANCE AND LOW TAX BAND++12 MONTHS MOT - 3 MONTHS WARRANTY - DIESEL -NEW SERVICE AT THE POINT OF SALE ++FULL HPI CLEAR ++... View More View details Add to Garage Remove
Peugeot 3008 HYBRID4 ACTIVE - 2014 (14 plate) DIESEL HYBRID AUTOMATIC 42 View details Mileage: 115,451 Fuel Type: Petrol Transmission: Automatic Body Style: HATCHBACK MPG: 85 Urban Engine Size: 1,997 Road Tax £20.00 First Reg Date: 21/7/2014 Colour: BLACK Price: £4,990 THIS VEHICLE VERY WELL cared FOR EXTERIOR CONDITION AND THE INTERIOR RESEMBLES A MUCH LOWER MILEAGE ++FULL HPI CLEAR ++ LOW INSURANCE AND LOW TAX BAND ++FULL EXTENDABLE WARRANTY AVAILBLE WITH THIS CAR ON DISCOUNT RATES 12 MONTHS MOT - 3 MONTHS... View More View details Add to Garage Remove
Ideal First Car Ford FIESTA 1.2 ZETEC (IDEAL FIRST CAR) £4,450 2013 | Manual | Petrol | 101,000 | 5-door Hatchback | BLUE Sought after Fiesta this the 1.2 Zetec offering great economy & low insurance making it the ideal first car.Good Economy with over 50 mpg combined and low road fund license.Spec includes-Air con, Alloy wheels, Bluetooth, CD, Remote locking, Electric windows etc..Just Fully serviced & with Long mot to November 2026, this car is ready to go.Well worth a look and a drive.Part exchange welcomed.
Toyota Yaris VVTI BLUE - 2004 (04 plate) 12 MONTHS MOT + 3 MONTHS WARRANTY + MANUAL 44 View details Mileage: 71,500 Fuel Type: Petrol Transmission: Manual Body Style: HATCHBACK MPG: 50 Urban Engine Size: 998 Road Tax £200.00 First Reg Date: 30/7/2004 Colour: BLUE Price: £1,499 THIS VEHICLE VERY WELL cared FOR EXTERIOR CONDITION AND THE INTERIOR RESEMBLES A MUCH LOWER MILEAGE ++FULL HPI CLEAR ++ LOW INSURANCE AND LOW TAX BAND ++FULL EXTENDABLE WARRANTY AVAILBLE WITH THIS CAR ON DISCOUNT RATES NEW SERVICE AT THE... View More View details Add to Garage Remove
£4,995 (WL16 KLJ) READY TO GO! 4,995 NO VAT! 16 reg - 2016 year, 1 x Sliding Door. 28,000 miles, 2 Owners from new, 50+ miles per gallon, Low Insurance Group. It has: CD Player, Central Locking, Power Steering, Airbags. MOT - 11th March 2027 no advis [...]
34 Peugeot 107 1.0 12V Access Euro 5 3dr - 2013 (13 plate) £2,299 Mileage: 57,300 Colour: Blue Transmission: Manual Fuel Type: Petrol Body Style: Hatchback First Reg Date: 30/8/2013 This lovely Peugeot 107 comes with service history. Carried out just new service. 2 keys. ULEZ freeDrive very smooth. Low insurance. Low road tax Ready to drive away.This 2013 Peugeot 107 Access is a standout choice with its remarkably low... View More
About these used low insurance cars under £5,000 results
This page helps you compare used low insurance cars under £5,000 from UK trade sellers. At this budget, condition and maintenance history matter more than badge alone, so check MOT history, tyres, brakes, warning lights and whether the car has been priced realistically.
Listings can change as dealers add, update or remove vehicles. Use the search tools above to refine by
keyword, postcode, mileage, budget, fuel type or gearbox. For any used car, check the service record,
MOT history, vehicle condition and dealer information before travelling or placing a deposit.
What makes a good match?
The best result is not always the cheapest. Prioritise a clear advert, sensible mileage, consistent service evidence, clean MOT pattern and a dealer you can contact easily.
How to compare cars fairly
Compare similar age, mileage, gearbox, fuel type and trim. A higher-priced car may still be better value if it has better tyres, fewer advisories or stronger maintenance history.
Before you travel
Ask the dealer to confirm availability, ownership documents, service evidence, MOT status, keys, warranty position and whether the advertised price includes admin fees.
Buyer guidance for used low insurance cars under £5,000
Leave budget for maintenance
Do not spend every pound of your budget on the purchase price. Keep room for insurance, tax, servicing, tyres, brakes and any MOT advisories that need attention.
Related searches to broaden or refine your shortlist
Compare mileage, condition, service history, MOT history, number of owners, tyres, brakes and whether the price is realistic for the age and specification.
Condition, maintenance evidence and MOT history usually matter more than badge or age. Leave budget for insurance, servicing, tyres and any immediate repairs.
Check the service record, MOT advisories, warning lights, accident history, tyre condition, brake condition, clutch or gearbox feel, and whether the advert details match the vehicle.
They can be good value when the car has been maintained properly and priced fairly against similar examples. A cheaper car is not always better if it needs immediate repair work.
Trade sellers usually provide clearer advert information and may offer more buyer protection than private sales. Always check the dealer details and ask questions before travelling.
![2016 march 2027 no advis [...]... photo](https://hallscarcentre.co.uk/wp-content/uploads/2026/03/WL16-KLJ-160x160.jpg)
